Komponen LCR & NSFR (triliun Rupiah)

Dua rasio likuiditas inti Basel III. LCR = HQLA ÷ net cash outflow 30 hari (≥100%). NSFR = available stable funding ÷ required stable funding (≥100%). Geser untuk lihat buffer likuiditas menipis.

LCR & NSFR vs ambang regulator 100%

Glosarium: LCR (Liquidity Coverage Ratio) = kemampuan bank bertahan 30 hari stress likuiditas, harus ≥100%. HQLA = High Quality Liquid Assets (Level 1 = SBN/kas, Level 2A = obligasi). NSFR (Net Stable Funding Ratio) = struktur pendanaan jangka panjang, harus ≥100%. ASF = Available Stable Funding (DPK inti + modal). RSF = Required Stable Funding (kebutuhan pendanaan aset). Buffer di atas 100% = bantalan stress.