Aset TI fintech UMKM — server transaksi & database pelanggan digital
Nilai Aset
Rp 150 jt
Exposure Factor
40%
ARO (kali/thn)
0,5
SLE = Nilai Aset × Exposure Factor
=
Rp 60.000.000
ALE = SLE × ARO
= Rp 30.000.000 /thn